People who have built wealth didn’t do so overnight. They became wealthy by first setting goals and by striving to reach them with discipline. Saving is also a habit, it can be developed, you can program yourself to make saving and investing a priority. You can teach yourself not to spend more than you can earn. To get to the habit of saving money  every month, immediately take a percentage of your monthly income and then pay yourself first and put it in a savings account that you don’t allow yourself to touch. Just keep saving every month and keep building that account until you’ve saved enough to move it into (more…)