Success starts in the mind, whether it be business, relationship, career or financial. First, you have to decide what it is that you really want. Next, you have to believe it’s possible, you deserve it and that you can achieve it. Then you must begin with a plan and must focus on it by setting goals and by visualizing it. Finally, you have to be willing to take action with disciplined effort and perseverance. In the arena of investing and accumulating money, I know some of you believe that these stages are important. But most people seem to ignore all of the first stages. That is why most people never become financially successful. Some people save and invest their money without any clear plan, they don’t know why they are saving and what they are saving for. To be successful in business, career or relationship, one must learn how to develop positive attitude. In saving and investing, you should also develop positive attitude and most importantly, a positive money consciousness. Having the knowledge in different types of investment instruments is not enough. You should have both knowledge and a mind-set that will support and motivate you, and can replace any negative and limiting beliefs you may have about money and success. I believe that our character, beliefs and thinking are very important if we want to become financially successful.