When a company wants to raise a capital for their business, they sell stocks, which are also known as shares. By selling shares they can sell part of the company to many part-owners or shareholders. Stocks or shares are pieces of the corporate pie. When you buy stocks or shares, you own a slice of the company, a fraction of the decision-making power, and a fraction of the profits, which the company may issue as dividends. There are two different types of shares: (more…)

If you don’t want to work for money all your life then you should learn how to invest. Investing makes your hard-earned money work for you. Putting all of your money in the bank is not the only option. There are different types of investment instruments that you can use to maximize the earning potential of your money. If you’re only planning to save for the short-term and think you’re going to need the money in six months or less and you’re saving it for emerngency fund then the bank might be suitable for you. But if you’re planning to save for the long term, (more…)